Financial Planning & Analysis
The forward-looking work: what's coming, what you can afford, and whether the business is actually getting healthier.
What it is
Your financial statements tell you what happened. FP&A is the layer that turns that history into something you can steer with.
In practice that's three things. A rolling cash flow forecast, so you see a tight month coming while you still have options. A budget you actually measure yourself against, so "can we afford this" has an answer. And a short list of numbers specific to your business that tell you whether things are improving, not just whether the bank account went up.
This is the part of a CFO's job most companies your size go without, usually until the moment they need it and don't have it. It's also the part where our investment banking and corporate finance background does the most work for you.
Who it's for
- Owners who are growing and unsure whether cash will keep up
- Businesses deciding whether to hire, expand, or buy equipment
- Owners who feel like they're flying blind between tax seasons
- Businesses with seasonal or lumpy revenue
- Anyone preparing to approach a lender or investor
What's included
- Rolling cash flow forecast, updated regularly
- Annual budget development
- Budget versus actual variance analysis
- Custom KPIs tied to your specific goals
- Scenario modeling for major decisions
- Scheduled strategy sessions to review and adjust
Where it fits
FP&A is the core of the Full Advisory Partner membership. It requires current bookkeeping, so if your books aren't caught up, that's where we start.